SmartBank – core banking software
SmartBank is a banking software system based on a modern technology platform with flexible functionalities to meet the specific requirements of modern commercial banks.
Achievements and awards:
- Venus Star Award for best service software system by Vietnam Association for Information Processing
- 2003 and 2004 Vietnam ICT Silver Cup from the Vietnam Association for Information Processing.
- Gold medal for high revenue software at the 2004 Ho Chi Minh City Computer World Expo.
SmartBank comprises the following 15 modules with complete functionality to allow flexible management for banks:
- GL management (basic management for payroll, accounts receivable and accounts payable (AR/AP), fixed assets, and labour tools)
- Customer information management
- Report making and processing
- Information exchange
- Customer signature management
- User management, connection between branches/tellers (BDS) and the central database (HOST)
- Fund management
- Deposit and non-term deposit management
- Fixed-term deposit management
- Retail foreign currency exchange
- Money transfer
- Credit management
- Mortgage management
- Financial management
- Capital management
- Quick and easy 24x7 access to and updates for bank information.
- Reduced total cost of ownership (TCO), quick response to the latest e-commerce, state-of-the-art solutions and improvements for the clients' success.
- Products are specifically designed for the banking sector such as home banking, internet banking, and SMS banking.
- Advanced electronic payment methods via Smart card, ATM, and POS.
- Secured trading activities, updated security for both hardware and software.
- Multi-currency processing and anytime transactions.
- Flexible configuration, high parameterization and automation.
Smartbank is being used by 25 banks in Vietnam and foreign countries including:
- Banque Pour le Commerce Exterieur Laos (BCEL)
- Cambodian Public Bank
- Vattanac Bank (Cambodia)
- Indochina Bank
- Laos-Vietnam Bank Sai Gon Commercial Joint Stock Bank (Saigon Bank)
- VinaSiam Joint Venture Bank
- Viet A Commercial Joint Stock Bank
- Public Bank of Laos